Effective Date: 10/2024
1. Introduction
At Beyorch, Inc. ("Beyorch", "we", "us", or "our"), we are committed to safeguarding the
privacy and security of your personal information. This Privacy and Security Policy explains
how we collect, use, disclose, and protect your personal data when you visit our website or use
our services. It also outlines your rights under applicable privacy laws, including the California
Consumer Privacy Act (CCPA), and describes the steps we take to ensure the security of your
data.
2. Information We Collect
We collect personal information when you engage with our website, open an account, make
investments, or communicate with us. The types of information we collect include:
• Personal Identification Information: Your name, email address, phone number, mailing
address, and date of birth.
• Financial Information: Bank account details, financial statements, and income-related
information necessary for processing investments.
• Technical Information: Your IP address, device information, browser type, and usage
data collected through cookies and other tracking technologies.
• Communications: The content of your communications with us, such as customer
service inquiries and investment-related discussions.
3. How We Use Your Information
The information we collect is used for the following purposes:
• To Provide Services: We use your data to open and manage accounts, process
investments, and deliver financial services tailored to your needs.
• Compliance and Due Diligence: We use personal and financial information to comply
with regulatory obligations, including anti-money laundering (AML) and "Know Your
Customer" (KYC) laws.
• Marketing: With your consent, we may send promotional emails and newsletters about
our services. You can opt out of marketing communications at any time.
• Service Improvement: We use your information to monitor website performance,
improve user experience, and develop new features based on user behavior.
4. Data Sharing and Disclosure
We do not sell your personal data. However, we may share your information with trusted third
parties for the following purposes:
• Service Providers: We share data with service providers (e.g., payment processors, cloud
hosting services) who assist us in delivering our services.
• Regulatory and Legal Obligations: We may disclose your information to governmental
authorities or regulatory bodies to comply with legal or regulatory obligations, including
fraud detection, anti-money laundering (AML) requirements, and financial reporting.
• Affiliated Entities: In the event of a business merger, acquisition, or sale of assets, we
may transfer your information to the successor entity.
5. Your Rights
In accordance with the California Consumer Privacy Act (CCPA) and other applicable laws,
you have the following rights regarding your personal information:
• Right to Access: You can request a copy of the personal information we hold about you.
• Right to Correction: You have the right to request corrections to any inaccurate or
incomplete personal information.
• Right to Deletion: You may request that we delete your personal information, subject to
legal retention requirements.
• Right to Opt-Out of Sale: Although Beyorch does not sell personal information,
California residents have the right to direct a business that sells personal information not
to sell their data.
• Right to Data Portability: You can request that your personal information be transferred
to another service provider in a readable format.
• Exercising Your Rights: To exercise any of your rights, please contact us at legal@beyorch.com.
6. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website.
Cookies are small text files placed on your device that help us track user preferences, monitor
site usage, and provide tailored content.
• Types of Cookies:
- Essential Cookies: Necessary for website functionality, such as account login.
- Analytics Cookies: Track user behavior to improve our services.
- Marketing Cookies: Deliver targeted advertising based on your interests.
• Managing Cookies: You can manage cookies by adjusting your browser settings to block
or delete cookies. However, disabling essential cookies may affect your ability to use
certain website features.
7. Data Security
• Encryption: All sensitive information, such as financial data, is encrypted using Secure
Socket Layer (SSL)technology during transmission.
• Access Controls: Access to personal data is restricted to authorized personnel who need
it to perform their job duties.
• Data Storage: Personal data is stored securely in data centers that adhere to stringent
security standards.
• Two-Factor Authentication (2FA): We require two-factor authentication for access to
sensitive information and accounts.
While we take reasonable steps to protect your personal data, no method of transmission over the Internet or electronic storage is entirely secure. Therefore, we cannot guarantee absolute security of your data, and you use our services at your own risk.
8. Data Retention
We retain personal information only for as long as necessary to fulfill the purposes outlined in
this Privacy and Security Policy, unless a longer retention period is required by law (e.g., tax or
regulatory requirements). When personal data is no longer needed, it is securely deleted or
anonymized.
9. Third-Party Websites
Our website may contain links to third-party websites or services. Please be aware that we are
not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
10. International Data Transfers
Beyorch is based in California, USA, and the information we collect is governed by U.S. law. If
you access our services from outside the United States, please be aware that your information
may be transferred to, stored, and processed in the U.S. or other jurisdictions. By using our
services, you consent to the transfer of your information to the U.S.
11. Changes to this Privacy and Security Policy
We may update this Privacy and Security Policy from time to time to reflect changes in our
practices, regulatory requirements, or technological advancements. Any updates will be posted
on this page with the effective date clearly indicated. We encourage you to review this policy
periodically.
12. Contact Us
If you have any questions about this Privacy and Security Policy, or wish to exercise your rights,
please contact us at:
Email: legal@beyorch.com
Phone: +1 212-618-1400
Address: 14 Wall Street, 20th floor, New York City, 10005